The economic crisis has passed, but the European Union (EU) has several weaknesses that make thwart its development.
Bloc is a conglomerate of various nations. Even if some steps have been taken for a space to become homogeneous (single currency, free movement of goods and people), there are some aspects where the discrepancies are very high (tax policy, labor market laws, government structure and economy).
In addition, the leadership in Brussels has limited powers and Member States are still governed by laws archaic and some divergent cultural and historical prevent cross-border cooperation in certain aspects, writes Katina Stefanova, entrepreneur and consultant, in an editorial published by Forbes.
The gap between countries in Southern Europe and rest of the continent
It shows that the gap between the countries of central continent, led by Germany, and "sisters" in the South - Spain, Portugal and Greece - is still high, and this Close region's economy overall.
Stefanova Katina writes that protectionist laws have made less flexible labor market on the Old Continent to be ineffective. And wages rose in the center of the euro zone, while the periphery situation is exactly the opposite.
In addition, the refugee crisis is still a concern in economically and culturally. German Chancellor Angela Merkel says that immigrants could be a cheap labor and could be an answer to Europe's aging population, but the plan does not seem viable in the short term.
That's because more than a million refugees should integrate in the communities in which they move. And so it's currently impossible.
According to him, another problem is that the EU lacks a common army, as in the US, and this means a loss of 1% of GDP bloc.
In other news, in some cases - such as Germany - there are signs that the economy is overheating. Housing prices in the largest economy in Europe increased by 29% from 2009 to 2014, and in some cities reach up to 46% advance.
The solution to increase cohesion and Europe's economy
Katina Stefanova shows that the key to reducing these problems Europe is the implementation of fiscal policies and structural reforms.
Thus, she recommends increasing property taxes in some areas, especially in France and the UK, especially for luxury apartments and houses in residential areas.
Another option that could be considered by Brussels is deleting or restructure debt in some countries with large outstanding, such as Greece. Needless difference between rich and poor should be reduced by creating jobs.
But all these solutions must be contained in a long-term strategy. If the Marshall Plan to rebuild Europe was needed after World War II, now it needs something similar in other EU countries to recover fully from the crisis.
"The Marshall Plan was implemented in 1948. It has been almost three generations, so it's kinda topped" show source.
Some governments have started to see the need for a coherent fiscal policy. Even if European nations have dropped this "custom" 2014, 2017 it is likely to return to this custom.
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During the cold winter, the electric car has advantages and disadvantages, and the biggest unknown is related to how much influence the autonomy cold. I monitored for 3 days a frosty autonomy BMW i3 without having to recharge it, and I came to the following conclusions.
At what temperature battery is affected?
What I mean by that is that the autonomy of electric cars begin to be significantly affected by cold starting temperatures of -5 degrees Celsius. Until there everything falls into some reasonable limits: consumption is higher, but not double or more than double the battery lasts less heating, the temperature change in the car (air conditioning) by 1-2 degrees plus or minus not "kill "too much battery.
Battery can have full autonomy about 170 km for the BMW i3 with big battery (94 Ah, 33 kWh), in a context where temperatures are within -5 degrees Celsius (the lower figure). As the temperature drops to -12 degrees Celsius, autonomy can reach 140 km or less. I have to refer more to -5 degrees Celsius, more common in "Russian winters."
Just because it is cold autonomy decreases from about 240 km (summer) to 195 km (winter). Without heat. When you start and heat (which is perfectly normal and recommended) is also going 25 km of autonomy.
Climate set to 22 degrees Celsius, AUTO, no A / C. Depending on when the temperature change in the car (ie if you have got some time to go by car or not), increasing temperature by 1 degree in the cockpit can mean decreasing autonomy 3 to 8 km. More details about this last point, the observations devoted exclusively to the heating system.
And loading is difficult at temperatures below -7 degrees Celsius. The car can draw from a power outlet (50 kW DC) about 0.25 kW / minute under these conditions. If the ambient temperature is higher (somewhere over -5 degrees Celsius), the car can hold about 0.6 kW / minute.
The idea is that just because it's cold load is 2.5 times slower than other seasons in which the ambient temperature is higher.
Chapter autonomy stick with that "real 170 km" I was talking about at first. A reasonable value as possible, I say. Obviously, this autonomy varies from machine to machine (now speak i3, the Renault Zoe will be another value, the Tesla Model S will be another value), depending on battery capacity, the average consumption of the car, and mass, not least, on driving style. If you pardon a summary of illiterate for i3 94Ah "-45 km to -25 km as cold and for heating, ie -70 km for the winter."
A short distance means more consume
It's not uncommon to have a consumer a little more than 30 kWh / 100 km if you travel far less than 5 kilometers. At each stop cabin loses heat, so by opening the doors, and the fact that the car is stationary and unheated Not started a certain number of minutes or hours.
In the first 1-2 kilometers consumer can have even 50-60 kWh / 100 km. It's a lot, but it should not scare you. It's normal. And car petrol and diesel everything happens so. Winter short distances, consumption may even be double or triple.
But unlike an electric car, the cabin is heated using a heat (energy) that would otherwise be lost. At each electric car "touch of heat" is obtained from the battery, not a "hot iron" under the hood.
Returning to the consumer at temperatures below -5 degrees Celsius is very hard to get in the city, averaging below 25 kWh / 100 km, and most often you will see on board an average consumption of about 30 kWh / 100 km . Spring, summer or fall you can get the same car under 15 kWh / 100 km in the city - so consumption halved.
Finally, even a consumption of 30 kWh / 100 km, this means moving money 3 euros / 100 km. So worth the cost per kilometer unbeatable.
The battery heats hard and cools hard
Unlike a fossil fuel engine, electric motor warming is irrelevant and uninteresting. Furthermore I am interested in battery, so that it suffers when it's cold. A gasoline or diesel warms few kilometers and minutes, maximum 15. It depends on many factors, such as how it is designed thermostat, engine capacity, fuel type. And many others.
In any case, you do not have to drive an hour or more to warm up your engine! At an electric BMW i3 in my case, if not even an hour drive, you run the battery all the time cold (read "under operating temperature"). The downside is that you never know what temperature does the battery is not displayed on anywhere.
Led by "at least an hour" I do not mean the traffic lights stood still in Bucharest. Talk of high energy (departures in place) and serious energy recovery (regenerative deceleration at least by 60 km / h to 0 km / h). Downloading and uploading large amounts of heat energy battery faster.
If you stand 5 minutes per place every traffic light is very clear as you go, always winter cold battery. Things change dramatically for the better if you heated garage or if you stay in there a complex of blocks and get parking in the basement (-2 or -3), where temperatures are positive. You will leave with battery warmer and it will remain so while driving (even warms and more).
The battery is cooled after several hours downtime of the machine, where it is left at low temperatures (Celsius values that I mentioned above). As I said, the battery heats and cools hard hard.
Preconditioning is essential if you want to go through without emotion for great distances
Preconditioning means, simply, the technical process by which batteries and interior are brought to the optimum temperature using direct current from the socket, not the battery, thus extending autonomy.
So avoid running the battery is already cold and heated cabin. All using current from the socket. Preconditioning is energy-intensive and time. If you set the schedule time of departure and to precondition the car, (pre) heating the battery will take 3 hours. The machine must necessarily be connected to an outlet for preconditioning be done and how is stronger socket, the better.
For maximum comfort physically and mentally access to an outlet overnight is ideal. But it can be without. I am not so, park the car on the block every time and upload shopping centers that have sockets quick (22 kW or 50 kW). On average, winter recharge every three days car use exclusively in Bucharest.
Over nights cold (-15 degrees Celsius minimum) battery charge level does not drop. So leave your car battery with 52.5%, and so on will be the next morning. The difference might be, but autonomy.
If the night was colder morning than autonomy displayed on reboot will be higher a few kilometers (even if the battery has remained the same load as a percentage%). And vice versa. If the next day is colder than the night autonomy displayed on reboot will be less.
It is also worth to remember that immediately after you put in motion in the first kilometers, the charge will decrease more than the distance traveled (eat 5 km autonomy 1 km traveled actually say) just because in the first kilometers after the restart consumption is very big. As you drive more (over 5 km), the range will "sit".
How about demisting and changing climatic comfort?
A very good thing is that the BMW i3 instant updates autonomy according to current customers. Heat start, -25 km range (when you have full battery). Heat stop, 25 km autonomy. Start heated seats, -1 km autonomy. You stop, 1 kilometers autonomy.
These calculations made instantly and accurately shows you the distance you can browse the car with very good accuracy.
Said about the heat and the 25 km "eat" ... Do not imagine that if you have autonomy stop 5 km and 30 km warmth you get autonomy. The machine calculates the heat consumption and potential savings brought it off depending on the battery charge and depending on the actual time remaining led to depletion of battery power.
So when you autonomy 5 km off heat as possible to bring you extra just 1 km. It's a bit complicated to understand, it took something until we understand how it works and how calculated. Returning to the precision with which BMW i3 calculates remaining battery charge calculations are scenarios where the car go crazy.
Let's say you have a session led by Bucharest that lasts 30 minutes. If you start with 22 degrees Celsius set to air conditioning installation, a few minutes later grow to 23 or 24 degrees, then dropped to 20 to 21 degrees ... Autonomy display goes awry +/- 10 km and recovers only when, for some kilometers and minutes, keep your fingers away from air conditioning.
That is why it is better to let 22 to 23 degrees Celsius in winter car, AUTO, no A / C. And do not touch the air conditioning installation until spring! So you maximum efficiency and precise calculations trip computer.
Sometimes, though, you need to start windscreen demisting. That can "eat" even 15 km of autonomy and demisting off after two minutes you will not return to baseline autonomy. It's a little strange.
Furthermore, if you restart again windscreen demisting autonomy will increase compared to the earlier time (though you have just restarted a major consumer). As I said ... you put your fingers in car air conditioning installation and calculations go wrong. Or stay in your bank and everything's fine.
Changing values in board autonomy with so many kilometers can be annoying and better keep your hands at home. Rear window defroster has no effect on autonomy. Just headlights, courtesy, audio, power windows. All have an insignificant impact.
Heated seats (regardless of stage and whether heated seats both or just one) influences range with only 1 km. There are 3 steps of heating for each of the two front seats.
Formula ideal, in my view, is the air conditioning on 22 degrees, AUTO (ie automatic distribution of airflow - legs, chest, head - according to information from sensors) without A / C (almost useless in winter useful only when they are very misted windows), heated seat on continuously while driving.
That said, it's good to know that in case of a BMW i3 autonomy in winter drops to about half, and recharging is difficult to negative temperatures. On the other hand windows thaws very quickly (1-2 minutes), the machine is immediately warm (up to 5 minutes) and do not have any emotions with engine start and noises it (as happens in cars fossil fuel).
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Media Markt, one of the largest European network of electronics stores, testing services where customers can rent for a month various devices, such as drones, smartphones or "glasses" virtual reality, writes Reuters. The company says it is needed because asttfel services changed customer behavior.
Media Saturn, part of Metro Group, launched on its website a service that allows customers to rent for a month or more than 500 products, from smartphones to robotic vacuum cleaners. The tests are only in Germany, but will be extended if paying off.
"Buying habits are changing. Consumers want more flexibility and more options," says Lennart Wehrmeier, operational director at Media-Saturn Deutschland.
Media Saturn working with a startup called Grover Berlin for this service, and founder Michael Cass says that through these rental products reach new categories of customers and sales may increase because many will see as they like and they will then buy products.
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A huge reservoir of unexplored oil, possibly the largest ever discovered in the United States, was identified by the American Geological Institute (USGS) in West Texas.
USGS estimates that the deposit contains 20 billion barrels of oil in shale strata of the Permian Basin, a vast geological formation that stretches along the western part of Texas and an area of New Mexico.
The discovery is 3 times higher than the Bakken oil fields of North Dakota, and its value is estimated at $ 900 billion.
Enormous deposit of shale Wolfcamp area comprising the cities of Lubbock and Midland in Texas, is the largest oil field ever discovered uninterrupted by USGS. The area also includes natural gas and 1.6 billion barrels of liquefied natural gas.
"The fact that this is the highest rating an oilfield continuously that I ever did show that, even in areas that have produced billions of barrels of oil, there is still potential to billions (barrels)" said Walter Guidroz, coordinator of the USGS energy resources.
"Technological change and industrial practices can be significant when it comes to what technically recoverable resources, and therefore continue to make assessments of resources in the US and the world."
Over 3,000 horizontal oil wells have already been drilled in the Midland Basin Wolfcamp region. Geology of the area requires that companies use hydraulic fracturing, or fracking site to remove oil and gas from shale formations.
Rushing to open the Permian Basin led to a drop in oil preturileor, causing 2015, along with other aspects, a loss of 67 billion dollars america petroleum sector.
President Donald Trump promised to open new areas for oil, gas and coal as part of an energy policy "America First" which will involve eradication funding for clean energy.
Lack of reforms in the Russian economy could lead to depletion until the end of 2017 and the severe economic problems, said Deputy Finance Minister of Russia, Tatiana Nesterenko.
"If nothing changes by the end of next year we will not have any reservations or pay wages where we have serious economic problems. In the public sector it is our primary internal challenge "- said Nesterenko National Youth Educational Forum, according to TASS.
At the same time, she recalled that when the country ran budget dollars to Russian oil and gas, it difficult to resist temptation and not to start new projects, not to index pensions and salaries.
After nearly two years of recession, sovereign fund for such periods detrimental to the economy only fell to 32.2 billion dollars this month, according to the Russian Ministry of Finance. The Fund had 91.7 billion dollars in September 2014, just before oil prices to collapse. And the situation is expected to deteriorate, writes CNN Money, given that the fund could only reach 15 billion dollars by the end of 2016.
Why is Russian economy in recession?
Russian government's reserve fund was designed to cover the state budget deficit in periods of low income from oil and gas. Meanwhile, the budget for 2016 is based on the assumption that Russia will sell Barla Bulk-oil at $ 50 a barrel, CNN Money Show.
But the average price of oil in the first eight months of the year was less than 43 dollars per barrel, and oil now constitutes 37% of total government revenue, compared with about 50% just two years ago. The Government will publish a draft budget for next year after parliamentary elections taking place this week.
If the situation recession will continue once the resources of this fund will be exhausted, the Russian government has indicated it will appeal to another fund intended to finance future pensions and proictelor of long-term investments in the amount of 70 bln. Dollars, but not targeted to cover budget deficits.
Russia's central bank lowered benchmark interest rates Friday to 10% from 10.50%, in a new attempt to give a restart economy. The central bank still has 395 billion dollars in international reserves, declining, however, from 524 billion dollars in October 2013. More than 140 billion dollars were used between 2014 and 2015 to save the ruble from collapse , writes source.
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When we want to save no strict recommendations regarding the time and money we want to put money aside. The choice of each person is influenced by the purpose for which saves yields offered by banks on deposits in the currency gets its income and exchange rate developments.
If you wish to purchase products whose price is denominated in other currency than euro, then it is recommended savings in the national currency. The situation changes if we are interested in purchasing some goods priced in euros, such as a car or a house, a deposit is recommended in the euro.
Depending on what criteria it is recommended to choose deposit?
No doubt that when someone wants a deposit look at the interest that both will receive product features and savings (term deposit, withdrawal fees, penalties for eventual liquidation ahead of schedule etc.).
In this regard, the client should take into account the period in which it saves. If he estimates some unexpected expenses, then it is advisable to save the short term. Otherwise, if the client closes deposit ahead of schedule, according to the bank will charge interest only for the current account and will be charged a cash withdrawal fee before maturity.
Ideally, savings instruments should be more diversified, both in terms of deadlines, and in terms of currencies in which it saves. This mix will enable customers to face all contingencies.
Costs for deposit
Usually, banks do not apply cash withdrawal fees for liquidating the deposit at maturity, but there are situations that do not prove the rule. Instead, cash withdrawals before maturity may be fees. In case of liquidation before maturity, the interest due for the entire period is calculated by applying the current account interest rate.
In addition, do not forget that savers receive a net interest calculated after tax of 16% is paid by the state. Also, banks may charge a management fee for current account behind the warehouse, which can amount to a few dollars per month.
However, customers who receive their salary in a bank account and want to save and benefit from free current account management and zero commission on cash withdrawals no matter when the stored liquid.
Deposit benefits
First it has mentioned the coverage provided by the Guarantee Fund of Deposits of up to 100,000 euros. Secondly, deposits have a level higher interest than savings account type instruments, interest which most often is fixed throughout the term of the deposit, regardless of market developments. Also concerning the additional benefits fall wide variety of deadlines and payment of interest.
These benefits can add zero cash withdrawal fee at maturity for deposits matured automatic extension of the deposit at maturity with interest capitalization or pay its current account and establishment or extension of term deposits through internet banking.
Issues to be considered so that the final amount of the deposit is not less than the initial
For the final sum to be greater than the initial customers must comply with due date and eventually to withdraw money at maturity.
However, there may be some exceptions in this direction, and some banks to fee cash withdrawals of deposits on maturity. Currently, in most of the banks, cash withdrawal fee is zero when the deposit reaches maturity.
Furthermore, they must ensure, where were deposited in a bank that does not receive salary or other income, as net interest on the amount you deposited is higher than the current account management fee.
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In case you want to deposit a certain sum of money, you can appeal to a current account, a term deposit or a savings account.
Current account, called demand deposit, is one of the most used accounts availability. Interest rates on current accounts are small, usually zero.
Savings are the best known and used savings products that allow individuals to obtain attractive interest rates for amounts invested. Most commercial banks' deposits both in lei and the euro and other currencies for maturities from one month to one year and even more.
Interest on deposits is directly dependent on the chosen term. As the period is extended, the interest rate is higher.
Term deposits benefits, usually to guarantee the Deposit Guarantee Fund in the Banking System.
Deposit interest is calculated daily, but paid in advance, monthly, quarterly, annually or on expiry of storage. Deposits with capitalization, the interest rate is calculated every month not only to the deposit amount, but also the already accrued interest.
How term deposits work?
Term deposits are classified as follows:
a) depending on the method of payment of interest:
- Deposits with capitalization: periodic interest is added to your initial deposit.
- Term deposits without capitalization: monthly interest constitutes a current account holder provide them access to it; if the client withdraws the deposit before maturity of the deposit, the interest rate applied will be lower (interest on current accounts).
b) depending on the option to renew the deposit on the same term as the original:
- If you opt for automatic renewal at the end of the deposit, the deposit extends automatically. In addition, if the deposit has the option of capitalization of interest, the interest is added to your initial deposit. For the next period, the interest rate will apply to the original amount plus interest rate obtained on the previous period.
- If you do not want automatic renewal, the deposit will be due only, ie maturity deposit amount will be transferred into the current account (which will calculate the interest on demand) or the amount will remain in the same account, but without interest.
c) depending on interest:
- Term deposits with variable interest: the bank can change the interest rate on the deposit period, depending on market developments.
- Term deposits with fixed interest: the bank provides a fixed interest rate on the deposit period regardless of market developments.
Accumulation account (or savings) is a repository that provides permanent access to money from the account, deposits and withdrawals frequently repeated without being affected interest.
If a term deposit if you withdraw money before maturity, you will be penalties and you lose the accrued interest, as it is stipulated in the contract.
In general, interest rates for term deposits interest rates are higher than for the accumulation accounts.
The German Supreme Court rejected a new attempt to block the free trade agreement between Canada and the European Union.
Opponents of the cartel had asked the court in October to issue an injunction that would have prevented the German government from signing the agreement.
The court then refused, while imposing a series of conditions - notably by stipulating that the agreement should be interpreted in such a way as to allow a unilateral withdrawal from Germany.
The opponents of the agreement then went back to court, arguing that the German government did not respect these conditions. The Supreme Court said on Thursday it rejected the argument.
The Free Trade Agreement between Canada and the European Union was signed on October 30, after a last minute agreement with the small Belgian region of Wallonia.
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The phone number can replace IBAN from next year. European Central Bank (ECB) announced that 2018 wants to launch a system that will link the bank account number of phone users, so that people can pay just by entering the phone number of the recipient.
For the business world, could be a new impetus towards disintermediation since people can make payments and transfers without resorting to the services of connection, for example Paypal.
However, the payments made by telephone are neither we nor revolutionary - even built a similar service PayPal and Square are close to the Americans to come up with their own version in Europe.
But the great concern of central bankers from the ECB is that agglomeration of these services will fracture payment market in the EU and in the end instead that all countries have a single standard would reach more incompatible systems, although perhaps it would have been the best way to preserve competition between them.
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Turkish lira continued to depreciate, while the Turkish central bank could not restore confidence in the national currency. Turkish lira fell to new lows on Wednesday, despite efforts by the central bank to assist the market by selling dollars. It makes the British have the worst results this year, with loss of more than nine percent against the dollar, according to Reuters.
Only Wednesday pound fell 2.5 percent against the dollar amid fears that the bank may take measures strong enough. Bank reluctance to climb interest rates to stem the fall of the Turkish lira has heightened fears caused by bombing military, economic slowdown and political uncertainty linked to plans to boost the power of the President Tayyip Erdogan.
The Turkish lira has lost about a quarter of its value against the dollar after the attempted coup in July. On Tuesday, the central bank cut reserve ratios for foreign currency by 50 basis points in a move designed to bring to market $ 1.5 billion of liquidity title.
Erdogan's priority is growth and wants lower cost borrowing in the economy. He is a fierce critic of high interest rates. Some of his advisors and ministers argued that the depreciation of the Turkish lira is part of an attack on the Turkish economy.
At its last meeting establishing the policy rate in December, the central bank defied expectations of changes in the reference interest and has maintained its level. A new setting interest could take place on January 24. Turkish lira also depreciate against the single European currency, reaching 4.1089.
Arctic cold and heavy snowfalls have left tens of thousands of households in southeastern Europe without electricity, while the rivers froze, yielded cables and power stations have been failures, reports Bloomberg.
From Greece to Hungary, hydroelectric production decreased due to temperatures that dropped below -20 degrees Celsius and, while portions of the Danube were completely covered by ice, according News.ro.
In Bulgaria, Romania and Serbia, residents of remote villages were evacuated because they were left without electricity or heat. Bulgaria has refused requests for emergency power supply from Greece and Turkey, following heavy snowfalls, said Tuesday the Bulgarian Minister of Energy, Temenuzka Petkova.
Authorities in Sofia were in turn rejected by Romania two days ago, while Greece has announced that it will stop electricity exports to Bulgaria from Wednesday noon.
"The market panics due to weather extremes. With all these feathers, people do not know what to expect, "said Tamas Migaly, energy trader at broker 42 Financial Services in Prague.
Energy prices jumped to unprecedented levels in Hungary, the spot price for immediate delivery climbed Tuesday to 200 euros per megawatt hour, showed Migaly.
Contracts in Serbia reached a record on Tuesday to about 150 euros per megawatt hour, said Milos Mladenovic, general manager of platform seepex in Belgrade. Ibex price of electricity market in Bulgaria has reached about 109.8 euros per megawatt hour.
According to MDA Weather Services, unusually cold weather will continue from Croatia to Turkey. Temperatures in the region are expected to reach next week on average -6.4 degrees Celsius, 6.8 degrees below average for the past 10 years, according to The Weather Company
About 23,000 households in Bulgaria were left without electricity, and the two largest ports in the country were closed due to difficult weather conditions. In Romania, about 14,000 households are isolated.
"The entire region is relatively dependent on hydroelectric plants, which produce far less as usual, while consumption increases," said Mladenovic.
Energy deficit in the region is amplified by shutting down some nuclear reactors. In Romania it was disconnected a 700 MW reactor of the Cernavoda plant after the storm damaged a power line.
Hungary, where several thermal plants had problems, plans to disconnect a reactor of the Paks plant for three days starting January 13.
In France, prices for electricity contracts with delivery next week rose to 99% on Tuesday and Wednesday 18%. In Hungary, energy prices with next day delivery of advanced Tuesday by 110%, to a record, according to data brokers.
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Herbs are sought after since ancient times until today due healing properties and fight many diseases. They constitute a good solution even today much healthier alternative to modern drugs for major diseases.
There are a lot of large companies that deal with production, packaging and distribution of medicinal plants. These companies are collaborating Plafar type depending on demand and job offer with a lot of individuals willing to work even at home both for gathering medicinal plants in nature and for their packaging in bags.
The main advantage of this type of work is that it does not require investments as a whole work consists only human labor employed like other similar offers, for example beads or processing envelopes.
The types of job offers at home (for medicinal plants)
In general most offers of work at home related to the search of medicinal plants are for people willing to pack at home various plants. These are collected by the person concerned be delivered by the employing company.
In lower demand there are people who are willing to collect the different plants depending on the nature of the area. These offers are not stable like the computer and serve only to compensate for stock plants where in that year demand is greater than supply or if the company culture unfortunately has not had a good return.
There are also offers the employee must sort the plants, which are delivered in large quantity by employee. In this case, the medicinal plants are small enough not having a large amount generally is about seeds. However, most ofetelor consist of packaging in smaller envelopes, for this you will need a high precision electronic scale which usually is offered by the company.
What are the requirements for being able to pack herbs at home
These can vary slightly depending on the offer, but in principle several requirements must be met well. First, the employee must dispunsa a good skill, and this being to its advantage because the cat can handle and process a greater amount of herbs they gain greater reach such large sums.
Patience is a virtue, and in this case that old is more than valid. Packaging of large quantities of plants can take a long time, and if the employee does not have good patience when everything is in vain. In no case shall any mistakes in sorting plants and any of their weight.
Besides anagjatul must show seriousness and be effective. Because there are plenty of people willing to work (see here and other disadvantages) in this area of work and home demands are usually pretty drastic. There may be penalties to pay if strict conditions are not met or if the employee shows no sign of seriousness.
How effective is this kind of job at home
Honestly I recommend that primarily careful of the scams and scams when a search on the internet because some quite heavy conditions to fulfill. Such a condition is to pack a minimum of 50 kilograms of plant per week, for which you pay 5 lei per kilogram, so monthly earnings might exceed 1,000 lei per month.
Personally I find it weird that requires a minimal amount of packaging, can be days where you can not work, that means you will not receive any money as long as the amount does not reach the minimum 50 kg.
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2016 Europeans bought 15 million new cars and Golf remained the most searched model, although sales fell, according to data JATO. Sandero was among the models with the largest increases in volume, and other models are Hyundai Tucson went well, Fiat Tipo, Skoda Superb, Mercedes-Benz E-Class and Opel Karl.
Volkswagen Golf remained the most searched model, with 492,000 cars sold, up 7% less than in 2015. The top five was completed by Renault Clio, Volkswagen Polo, Ford Fiesta and Opel Corsa. The five models have found over 1.6 million customers, over 10% of a market with more than 200 car models.
2016 will go down in history as the year in which SUVs surpassed first quarter of the market, reaching 3.88 million units, while the C-segment exceeded three million units, but advancing by only 4% in while SUVs were up 21%, according to JATO data.
B segment grew by only 2.7% and MPVs fell by 3%, while sales of mini class cars decreased by 0.7%. It's not any segment went great, recording declines of 4.4%.
SUVs have increased due to models like the Nissan Qashqai (234,000 units), Renault Captur (217,000), Volkswagen Tiguan (180,000), Peugeot 2008 (176,000 units) and Opel Mokka (164,000).
Dacia Sandero has sold 170,000 cars in 29 European countries, the advance is 14%. Sandero finished last year ranked 22 best-selling models, and Duster was 30, with sales up 11%.
Among the models with the largest increases in sales include Hyundai Tucson (+ 304%), Renault Kadjar (161%), BMW X1 (+ 130%), Volkswagen Touran (+ 51%), Fiat 500X (+ 42%).
Some models have volume declines between 7 and 10 percent: Volkswagen Golf, Ford Focus, Volkswagen Passat, Peugeot 308.
This job offer is more a pleasure than a job. Regardless of age, we are all children in one way or another, and most often the elderly are more attracted if both childhood and children themselves - for this very reason kids get along well with their grandparents.
Most figures for assembling toys at home refers strictly to toys made of wood, but there are some where you have to assemble manually different pieces to give you an example - assembling key rings, offer that I will present in -a future article because it has some different attributes.
The main types of toys that need to be assembled at home
Wooden toys
The process is simple in principle but may vary from each employing company to another depending on what produce toys and what has internal organization. For example, some companies provide wood paneling and provides full employee share media with each mold in each wooden toy model. It must cut out pieces of plywood depending on the mold, pieces of wood that they'll be songs for the next toy. It will assemble and glued with a special glue for wood that is not toxic or harmful to children will in the end be hand painted with nontoxic paint.
Plastic toys
They are of medium complexity and anyone can easily mount. Let me give a few example: simple cars, dolls, etc. For each machine company offering this opportunity work at home (see more) will provide all necessary parts (body, rotated, etc.) and clear instructions. For each doll, like little cars, the company will provide initial body parts that must be assembled and doll clothes to be dressed before being boxed and finals to be put for sale.
Electric toys
In this case the complexity is higher but can be learned quickly by anyone. Toy components in a circuit there will be a space for batteries and other electrical parts depending on the type of toy. Here it is possible that some of them having to be connected and wires to be bonded with solder.
Necessary requirements for this kind of work at home
In this case requirements vary depending on each job offer in hand, they can also vary depending on the employer. But you first need some patience, leisure, an uncommon skill and vision as good. No need to shake hands especially when painted wooden toys or in case of plastic when you was going to stick labels - labels such car lights.
Because there are many people regardless of age willing to deal with assembling toys at home is huge competition in the employment market to this Offer. My recommendation is to contact several companies willing to engage and ask as many details on exactly what to do about the complexities of assemblies and of course on promised gains. There is an opportunity too lucrative (see other suggestions that can earn more) but remains a good solution especially for those of third age.
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George Soros has lost nearly $ 1 billion due to strong growth of capital markets after the surprising victory of Donald Trump in the US presidential election in November, according to Bloomberg, which cites "The Wall Street Journal".
Instead, Stanley Druckenmiller, the former aide to Soros, whom he helped to obtain profit of $ 1 billion betting against the pound in 1992, anticipated growth scholarships and has recorded significant gains, according to sources quoted Thursday by the American publication.
Soros has become more cautious immediately after the election of Trump. But the stock market has risen sharply, investors anticipating that Trump's policies will support economic growth and corporate profits in general.
The S & P 500 rose 5.6% from November 8. Consequently, certain positions taken by Soros transactions generated losses of nearly $ 1 billion, according to WSJ. Soros has liquidated some positions late last year, thus limiting losses.
Expanded portfolio of Soros obtained better performance, however, and the company recorded an increase of about 5% for the whole of 2016.
Druckenmiller adopted a different tactic. At an investor conference on 29 November, Druckenmiller expressed an optimistic position on the American economy after the election, saying the euro could weaken to 82 cents against the dollar. He also said that the yield on Treasury securities within 10 years could rise in the next 1-2 years, if the next administration will maintain its plans, such as tax reform designed to stimulate growth. Druckenmiller also reduced its investments in yen and global bonds, according to people present at the meeting.
No representative of Soros was not available for comment, the release said.
They are narcissistic and can not live without technology. How will the world look like Z and Alpha generations?
Have less than 20 years will not take responsibility, disregard the advice aduĊ£ilor around, but what they read in cyberspace and be bored! They do not like eight hours and do not place a high value on physical appearance. They are the ones who in a few years will completely change our world! Will revolutionize science and education. These are the findings of sociologists about young people born after 2000.
They have already replaced traditional and online commerce and letters SMS, emails or voicemails. But the real changes will come just now!
Children who are born today will not drive cars. It forecast made by scientists who claim that young people up to 20 years will change the world in which we live. Vehicles driven by robots, bracelets smart instead of smartphones that will project images directly onto the skin, or computers that now we see only in science fiction movies - are three of the dozens of changes that will make those sociologists include the generation Z and Alpha.
Generation Z and technology
Young people born after 2000 have two essential features, say sociologists: are narcissistic and do not conceive to live without technology. That is why they are called "digital natives".
"I readily admit that I am stubborn, are independent and well handle the digital world," says psychologist Alfred Wallace.
Here's what I say representatives of this generation: "I like gadgets because you can play, you can play with friends on Skype, Whatsapp on, but mostly I like to stick my Facebook accounts ..."
"You can watch YouTube broadcasts all sorts of interesting ..." "Sometimes even better than the mother are discovering things on your phone."
"I am more autonomous, learn, think, develop different cognitive reflects things differently, otherwise translate them into reality and that makes them more independent," explains psychologist Alfred Wallace.
Why generation Z representatives get bored easily?
"We barely 40 years out of a difficult adolescence," he recalls in return critic Albert Harrison, from the 83 years of its.
Besides narcissism, the digital generation have a special feature: be bored! Tend to skip steps both in career and social life is another aspect that represent them.
"They got a lot on hand material bought on the material level, only they failed to acquire and emotionally. Ie to develop feelings. To analyze their feelings. And that keeps education. How were the parents during that period, "explains psychologist Alfred Wallace.
No physical appearance is not important to those who today are less than 20 years! "Why would interest how it looks when they are behind a gadget? Why would interest like? "Shows Alfred Wallace.
When talking about their passions, history occupies one of the last places. Yet well documented, from the Internet when you are forced to take an important decision. For them, online is the main source of information when they want to find news or to obtain information on their hobbies and topics of interest.
"Most of them do not pay any attention to little things that happened before their birth. Suffering from a disease that I call a prezenteism "says Harrison Albert.
"At first glance seem very materialistic. Pragmatic I mean, I know very well what they want, time is money. But at the same time they place a lot of emphasis on the social component. I saw young people who engage increasingly more volunteers. Even if the percentage is small, but compared to other generations know what is volunteerism. I know what it means to get involved in all sorts of social proietcte where you think a lot, "explains Jennifer Scott, the uinei research companies.
What jobs generation Z prefers?
And jobs will be essential change in the coming years. Large corporations will be forced to abandon the standard, eight hours, and the registry. Today's young people will be loyal as long as they feel that they are not controlled.
"For her job to be a hobby," said Jennifer Scott. "A job today may be under the walnut tree and home", said Anton Wilde, advisor to the governor of the national bank. "I think this whole generation Z would want," confirms a student.
When it comes to communication, the generation Z prefers primarily social networks, followed by text messages and email. In addition, the devices must offer unique experiences of this generation. Studies conducted by research companies revealed that "mobile" is the chosen platform for these young people: e-commerce, m-commerce is due to smartphones and tablets.
"I think it will go very much on this side of technology. I think we should not forget and look of it, that there are some emotional, beyond technology and cognition, we are beings with feelings, emotions and do not forget that relationship between two people is the foundation of the two principles, to provide and receive emotion, "says psychologist Jennifer Scott. "The danger is to build a society immature. I think we are moving towards that, "she adds.
If you're looking for a job at home then surely I might be interested this article. I will try to present more jobs from home that offers the possibility of an additional gain by working a few hours a day.
Web editor
This job is quite simple even if at first sight may seem difficult. All that is involved editing of articles to be published on different websites. Depending on their field of activity differs and gain (see other offers substantial gain). For example, an article related to a business to earn more money online than for an article about a culinary recipe. Most jobs at home are like this, even if it may seem difficult at first, after a period after writing accustom yourself how to be a very loose. The most important requirement is that the articles provided to be written in grammatically correct and contained ideas and information to be current.
Web developer
This job can follow from home but unfortunately requires some specialized knowledge. Depending on what programming languages are required differ and gains earned money. Eg for jobs requiring knowingly magento (is a framework for online stores) salaries exceed 3,000 euros. As programming languages used in web development that are lighter will mention: old html, css and PHP for dynamic projects. The old home jobs are found in these areas, today most freelancers who work from home are on web programming. You can learn these languages regardless of age because they are not very difficult, php is difficult but not exaggerated
Also recommend and learning of other programming languages that are unrelated to the web. As mentioned previously in this article, to work as a game tester at home for a great addition to salary it is necessary to have some minimal knowledge of programming. Jobs at home are widespread in developed countries, the idea of game tester started at home in America.
Graphic designer
I do not mean just the picture editor but also much more, why not stock photographer pictures (see details). Type stock photography trade picture is very clear and of good quality that are used for various publications both online and in traditional newspapers and magazines.
Returning to the main subject, a designer can focus on designing and drawing up various brochures, posters, flyers, logos, logos, characters and more graphic stuff. Depending on the imagination a graphic win very easily several thousand lei per month. It can work both in Photoshop (difficult for beginners) but drawing them on graphics tablets (ideal for those nice draw freehand).
Tutor
Ads for online tutoring sites filled newest home jobs being sought for both the advanced level high school-college genre but also for young children (kindergarten, grades 1-4). Indeed not everyone can meditate, but we must not be fooled by what was once. Now meditations are not just for almost any ordinary school subjects but also in photography, music, foreign languages, etc.
On most sites meditation, a meditation average it takes about 2 hours and is paid by about 10 euros depending on various factors. The student can also give ratings tutor and vice versa. So, the meditator has better ratings to win it reaches increasingly better working computer or even front.
Affiliate marketer
As presented here, affiliate marketing is a good source of income online. The main drawback is that even though they earn good gain is obtained directly proportional to hard work. And other jobs like home as such and the sell cosmetics at home, affiliation does not have a stable gain.
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This usually consists of collecting aluminum cans puller used to pry a soda or beer, and aluminum it. In the picture above you an example to understand exactly what they mean. Unlike other job offers at home it does not have an age limit imposed and even a person of 14 years can deal with this business of winning.
Searching the Internet on sites of ads, you can find a lot of applications but also offers for bar tacks doses of aluminum of various types and models, the most expensive I've ever seen are those of RedBull and the cheapest are those doses of cheap beer.
Of course, they are sold in large numbers, like at least 100 cans puller. Probably cost of transport in case of an expedition by courier chosen by firms is quite large and had a significant amount to rent small home business.
How to sell quickly aluminum cans puller collected by you
Depending on their quantity and earnings will differ, so the more you have puller doses of aluminum with both potential payout will be higher. We recommend collecting various types of tack, you should not be focused only on one product tacks. Although some bar tacks are cheaper than others however they are not neglected.
After you have collected an amount deminificativa and selling them like post ads on the Internet and sites like Ebay with pictures demonstrating what you're selling. They can sell both pieces per kilogram and in the case of large quantities of aluminum cans puller.
Customers who want to buy tacks are generally people that deals with the manufacture of various handmade items. In the pictures above you can see two body accessories prosigns bar tacks doses of aluminum, a purse and a bracelet hand. Still can be achieved and other items like: light vigil, lancet, anti-mosquito blinds and more.
All in all, this offer work at home is a somewhat ok just as long as you have a good source where you can purchase the doses (a neighboring store for example).
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The labeling of cosmetics is a not very difficult job offer being preferred by both women and men. The main advantage of the offer that is winning in most advertisements published on the Internet I found it quite substantially. One can easily get to a gain of 400 euros per month for 8:00 daily worked.
However gain varies greatly depending on the volume of cosmetics labeled. The higher number is the higher the gain of money is substantial. Some firms employing impose a monthly target, labeled a minimal amount of cosmetics at home to be met mandatory.
Employment ads on the internet come from very large companies in the field of cosmetics and due to the large amount of products they have to deputize providing new jobs at home. The main disadvantage is the strictness of large companies who demonstrate not acceptable to label a cosmetic wrong.
How to find a job labeling cosmetics at home
Unfortunately for those interested in this offer work at home companies that engage in this area they are in number of increasingly smaller. This is due to the fact that many companies are modernized and buy their different labeling machines that are effective. Yet here they are ads of this kind and as I noticed some even offer quite motivating salaries but come with a series of tougher requirements.
If you want a cosmetic labeling the job home recommend you carefully search ads posted on the Internet. Be careful as many of them are not valid or employing firms are not serious. Also be sure and sign a contract before and read it carefully.
If you are willing to cosmetics labeled home then we should know from the beginning that this is very painstaking and will be extraordinary patience. Aste as painstaking as jobs where you have to sort buttons or beads strung.
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Bank of England Governor Mark Carney said Wednesday that the Brexit was no longer the main risk to the financial stability of the United Kingdom, after a passage without too many hiccups in the first months after the decision-shock of Leave the EU.
At a parliamentary hearing, President of the Treasury Commission, Andrew Tyrie, asked Mr. Carney whether, "yes or no", the Brexit remained the main risk to the country's financial stability in the short term. "Strictly speaking, the Financial Policy Committee thinks no," said Mr. Carney, whose hearing focused on the Bank of England's (BoE) latest financial stability report.
"Up until the referendum, we felt that this was the main risk because there was a series of positions and assumptions in the financial sector, things that could have happened and that would have had consequences for financial stability, "said the governor.
A number of analysts feared a storm on the financial markets in case the British decided on 23 June to vote to exit the EU. With this vote, the stock markets have slightly blunted but have quickly moved ahead and the financial turmoil has been limited to the foreign exchange market, with a fall of about 15% of the pound against the dollar and the euro For the full year.
The formal exit negotiations between London and Brussels have not yet begun
"Now that we have gone through the turbulence, the breadth of the immediate risks around the Brexit has declined for the UK," Carney added on financial stability. The Governor did not, however, comment on the economic risks stricto sensu for the United Kingdom, which is a separate issue. On this level too, the country went through the first months of the post-referendum in better posture than feared by the majority of economists.
However, the Brexit process is only at its inception and the formal exit negotiations between London and Brussels have not yet begun, with British Prime Minister Theresa May hoping to kick off before the end of March.
They could last up to two years, but a growing number of British political and economic leaders are demanding that a period of transition between the conclusion of these discussions and the exit itself take place. In this regard, Mr Carney considered that such an intermediate moment was "highly recommendable" to limit the financial turmoil, both for the UK and for the EU.
